Insurance Center

WASHINGTON It is being warned by representatives of the health insurance industry that the comprehensive health care bill being put forth in the Senate could increase the cost of a typical policy by hundreds, or even thousands, of dollars a year. This follows an easing up by lawmakers with respect to the requirement that all Americans get coverage.

There has been a recent surge in advertisements and offers for ?life insurance no medical.? This is attributable to a product called ?quick-issue? life insurance. The product itself is not new. The youngest and healthiest adults have long had the privilege of applying for life insurance by answering a series of medical questions rather than having to undergo a medical exam. Favorable answers to the questions can get a life-insurance policy accepted and issued very quickly ? perhaps within minutes on the Internet, or at most within a few days.

Life insurance policies can be valuable for the young as well as adults. Many companies provide life insurance for babies during their first few months of life.

In Spite Of The Fact That The Recession Is Causing Problems It Appears That That There Is Still An Opportunity For Improvements To Occur

Six months since their U.S. Treasury told insurance companies to purchase banks in order to be eligible for federal bailout money, these same insurance carriers are still waiting for the funding.