Insurance Center

WASHINGTON It is being warned by representatives of the health insurance industry that the comprehensive health care bill being put forth in the Senate could increase the cost of a typical policy by hundreds, or even thousands, of dollars a year. This follows an easing up by lawmakers with respect to the requirement that all Americans get coverage.

Whichever type of driver you are - male or female, old or young, experienced or novice - the type of car insurance you take out can affect the cost of your policy. Even within each category, it may be possible to save money by shopping around and playing insurers off against each other.

Third Party Car Insurance
The basic car insurance option, required by the law, a 3rd party policy covers injury to passengers in your car and damage to other vehicles. It will typically cover any emergency medical costs too, although it is unlikely that any ongoing costs will be included in the policy.

In Spite Of The Fact That The Recession Is Causing Problems It Appears That That There Is Still An Opportunity For Improvements To Occur

Six months since their U.S. Treasury told insurance companies to purchase banks in order to be eligible for federal bailout money, these same insurance carriers are still waiting for the funding.

You may have found a cheap car insurance policy, but that doesn't mean it has everything you want. Here?s a list of questions you can ask:

Is your car insurance policy Comprehensive, Third Party, Fire and Theft, or Third Party Only?
What is the total policy excess in the event of claims?
Is there an excess for windscreen claims?
Does the car insurance cover all the drivers you asked for?
Does it include legal expenses and breakdown?
Does it include a courtesy car?
Can you make an unlimited number of windscreen claims?